You’ve found the perfect house. Interest rates are still low. There’s just one thing standing between you and your dream home: a down payment.
Don’t abandon your homeownership dreams just yet. Here are nine ways to come up with the cash for your new home.
Pay Off Your Credit Cards
Paying bills will help in your hunt for down payment money. When you carry a credit card balance, the ever-accumulating interest charges mean more of your money goes to the card company each month. Keep that cash for yourself by cutting your debt load.
By Kay Bell
Q: What are your top tips for preparing to sell a home in the fall?
A: First and foremost, use the beauty of the season. If you’re lucky enough to live in a region that experiences changing seasons, take advantage of everything the season has to offer by incorporating autumnal flowers, plants and floral arrangements into the mix. Whether it’s colorful mums or adding intense color and drama to the home’s exterior with perennials, feature a variety of fall floral arrangements both inside and outside the home.
Only 15 percent of Americans are investing in real estate other than their primary residence, according to a real estate investing study by RealtyShares. In fact, two-thirds of Americans believe that investing in real estate is too difficult, too costly or beyond their capabilities. This might be true if they were considering commercial real estate investing, which can be a risky move for new investors, but there are safer options.
What’s that smell? The sense of smell is the strongest of all the senses to connect buyers to a home. While a bad smell can really deter buyers, a good smell can tempt buyers to a sale. From “green” scents to seasonal scents, discover the right smells for triggering positive emotions and home sales.
Simplify a major exterior paint project without taking any shortcuts that could affect the quality of the finished job. All it takes is a smarter set of tools. Simplify a major exterior paint project without taking any shortcuts that could affect the quality of the finished job. All it takes is a smarter set of tools.
Story Via Bob Villa
A Broken Clock
Beware of that antique clock that doesn’t work—if it suddenly chimes, it’s said that death is near! Keeping broken things around is also considered bad feng shui, a sign that your home (and soul) has clutter that should be cleared.
Story Via Bob Villa
Use these must-do fall maintenance tips to keep your house in shape and help keep you warm this winter.
Regularly clean gutters and downspouts. Make sure all drainage areas are unblocked by leaves and debris. Consider installing gutter guards to make the job a lot easier.
Use a screwdriver to probe the wood trim around windows, doors, railings and decks. Use caulk to fill the holes or completely replace the wood.
Home improvement doesn’t have to break the bank. You can freshen up the spaces in your home or investment property with a number of small projects that cost less than $500, and make you feel like you spent a lot more! Here are some basic ideas.
Full story on Rismedia
As the days shorten and autumn arrives, it’s time to start considering holiday gift items, or even a couple of household goodies you might just want to keep for yourself.
Take, for example, the remotely controllable slow cooker from WeMo, which lets you check on your meal in progress without actually having to be in the kitchen. Quickly and easily adjust your device’s temperature and cook time via the WeMo smartphone app, or just turn it on or off completely while you’re away.
Article by John Voket on Rismedia
Haggling over prices is a time-honored tradition in many countries, but American consumers aren’t particularly keen on negotiating. According to a 2013 survey by Consumer Reports, only 48 percent of buyers bargained on goods and services over the previous three years—although the same report found that 89 percent of the hagglers had at least one success. Indeed, consumers who challenged furniture and health care charges saved an average of $300, those who haggled over appliances or personal electronics saved an average of $200, and people who negotiated on jewelry prices saved an average of $150. Are you inspired to test your haggling skills? Here are 10 items you never knew were negotiable.